{"id":31,"date":"2015-05-03T14:15:16","date_gmt":"2015-05-03T14:15:16","guid":{"rendered":"https:\/\/reachrealtygroup.com\/?page_id=31"},"modified":"2019-01-22T23:46:33","modified_gmt":"2019-01-22T23:46:33","slug":"first-time-home-buyers","status":"publish","type":"page","link":"https:\/\/www.reachrealtygroup.com\/first-time-home-buyers\/","title":{"rendered":"First Time Home Buyers"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><p>First and foremost, Reach Realty\u00a0Group would like to congratulate you on your exciting journey to home ownership! Whether you are looking to buy or build, one of our dedicated professionals would be honored to assist you in making an incredible investment in your future.<\/p>\n<h2>Qualifying for Financing<\/h2>\n<p>You should have a stable work history of at least a year or more.<br \/>\nAvoid making or co-signing on any major purchases until after you close on your home.<br \/>\nSeek reliable lender for advice concerning improving your FICO score and debt to income ratio.<\/p>\n<h2>Preparing for Up-Front Home buying Costs<\/h2>\n<p>Sellers request that buyers provide an earnest money check as a good faith down payment when submitting a purchase agreement. The earnest money paid at the time of offer is applied towards from the down payment due at closing.<\/p>\n<p>Real estate professionals strongly advise a home inspection, which should generally happen within days of submitting your offer.<br \/>\nIn addition to the down payment, buyer should be prepared to pay some transactional expenses at the time of closing.<\/p>\n<p>Buyers will pay policies up-front in full for annual homeowner\u2019s insurance and home service contract policies at or prior to closing.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.reachrealtygroup.com\/wp-json\/wp\/v2\/pages\/31"}],"collection":[{"href":"https:\/\/www.reachrealtygroup.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.reachrealtygroup.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.reachrealtygroup.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reachrealtygroup.com\/wp-json\/wp\/v2\/comments?post=31"}],"version-history":[{"count":0,"href":"https:\/\/www.reachrealtygroup.com\/wp-json\/wp\/v2\/pages\/31\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.reachrealtygroup.com\/wp-json\/wp\/v2\/media?parent=31"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}