Contact one of our real estate professionals for a list of reputable lenders in your area.
The following information is usually required during the loan process:
- Social Security Card (both borrowers)
- Copy of Driver’s license (both borrowers)
- Current pay stubs covering 30 days (showing YTD earnings, name and SS number)
- Last 2 years of W-2s
- If self employed, your tax returns for the past two years
- Transcript or Diploma (if you were a student in the last two years)
- Award Letter & most recent check (if you receive SS, retirement or disability income)
- 2 year Residence History (if renting, Landlord’s name and phone number)
- Bank statements for the past two months
- Investment and/or retirement account statements for the past two months
- Divorce Decree (if you pay/receive child support or alimony)
- Credit card, auto loan and personal loan account information
- Relocation Agreement if applicable
- Bankruptcy and Discharge papers if applicable
- VA loan – Original Certificate of Eligibility and DD214
If you currently own Real Estate:
- Mortgage account information
- Home insurance policy information
- Copy of Sales Contract & Settlement Statement (when available, if you are selling your present home )